Anyone have wheel insurance?

Topics related to the ownership, maintenance, equipping, operation, and riding of the R1200R.

Moderator: Moderators

Post Reply
User avatar
LeonardoNYC
Basic User
Posts: 228
Joined: Sun Feb 18, 2007 9:35 am
Donating Member #: 0
Location: New York City--Manhattan

Anyone have wheel insurance?

Post by LeonardoNYC »

I am not sure if my dealer offered it as I forgot to ask but I have seen it on a few other dealer's sites. With NYC potholes and non spoked wheels I am thinking it might be a good idea but interested to hear anyone's experience or opinions. Do you have to purchase this from the dealer or can it be purchased separately? A google search only found dealers that offer it when I tried.

Thanks!
Dauntless
Lifer
Posts: 250
Joined: Sun Jun 12, 2005 10:56 am
Donating Member #: 0
Location: Millersville, MD

Post by Dauntless »

I was tempted to get it. I think it was around $300.00 but I was paying cash for my bike and I simply didn't have any left.
User avatar
Phillo
Basic User
Posts: 140
Joined: Sun Mar 18, 2007 4:09 am
Donating Member #: 0
Location: Ramsgate, South Africa

Post by Phillo »

My bike is comprehensively insured and this covers damage to wheels as well - is this not the case in the US :?: . A friend who has a GS buckled both his spoked wheels - insurance paid out and he put alittle more in and got the mag wheels for the GS :D
R50/R69S/R50S/R65LS/XT660R-2007 R1200R- Now 2009 R1200GS - 69 YEARS YOUNG STILL GOING STRONG
User avatar
R4R&R
Basic User
Posts: 1696
Joined: Thu Mar 17, 2005 4:59 pm
Donating Member #: 293
Location: Springfield, VA

Post by R4R&R »

Phillo wrote:My bike is comprehensively insured and this covers damage to wheels as well - is this not the case in the US :?: .
I think most insurance coveres that under the comprehensive part of the policy.
Phillo wrote:A friend who has a GS buckled both his spoked wheels - insurance paid out and he put alittle more in and got the mag wheels for the GS :D
Ouch! He killed a set of spoke wheels and went to the cast wheels? The spoke wheels are stronger, hence the reason they're on the GS.
John
Member 293 (I think)
'17 Triumph Tiger 1200 XRX
User avatar
LeonardoNYC
Basic User
Posts: 228
Joined: Sun Feb 18, 2007 9:35 am
Donating Member #: 0
Location: New York City--Manhattan

Post by LeonardoNYC »

yeah in order to make my insurance as cheap as possible with living in New York City ( plus I have one moving violation recently..emm...maybe two) I chose $1,000 deductible on my comprehensive insurance so while I am fully insured the first grand is on me. I can take a $1k hit if the bike is totaled or stolen (Heaven forbid both!) but even today while riding in Manhattan I just missed a pothole that I swear was at least two feet deep..so that's why I am thinking the wheel insurance might be good.
Dauntless
Lifer
Posts: 250
Joined: Sun Jun 12, 2005 10:56 am
Donating Member #: 0
Location: Millersville, MD

Post by Dauntless »

It sounds like the wheel insurance would be worth it for someone in your situation. Maybe you can still get the insurance if you bring the bike to your dealer so they can inspect your wheels.
Post Reply