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Non-Mission Capable K1200R
Posted: Wed May 03, 2006 4:56 pm
by MikeCam
First, I want to be clear that both BMW (local service techs) and USAA (local claims adjuster) are doing their jobs well. But this one is complicated.
Review: truck turned in front of me. K-R wrecked.
Current: BMW Svc tech says total due to engine casing cracked. USAA wants additional examination before a repair or replace decision. It's gonna be close. At 75% of the depreciated value, USAA salvages anyway. Parts appear to be in the $8K range without an engine replacement, etc.
If it's repaired, I lose the use of it all summer (60-90 days awaiting parts and rebuilding). If it's totaled, I lose a few days for paperwork before turning over a new one - probably another KR (Morton's has 9 in stock).
Looks like the Bash is not going to see my KR. I am still planning to attend, however.
Posted: Wed May 03, 2006 10:31 pm
by CupOHemlock
Sorry to hear Mike. If it is totalled, the newer K-Rs have the upgraded display (much sharper... you will like it)
I think I will bring mine to the Bash after all. I'll try to stay out of any group pics
Glad you are ok my friend and I hope the adjusters do right by you.
COH (Rich)
KR
Posted: Thu May 04, 2006 6:55 am
by wncbmw
I'll try to stay out of any group pics
That's probably a good idea! Of course, we still want your bike in any group shots!
(Just kidding, COH)
Mike - sorry to hear about the insurance hassle but glad to hear you still plan to attend.
Posted: Thu May 04, 2006 7:39 am
by DSKYZD
Ugh! I hope it goes your way. Loosing out on a big chunk of the riding season should be factored, especially considering your planned Boise trip. Rotten, the whole thing.
Thanks for sharing.
DSKYZD
Posted: Fri May 05, 2006 2:49 pm
by Kevin50r
Mike, Good to hear you're ok! Looking forward to seeing you at the bash and hearing the details of your accident. We'd of all been jealous of the K12 anyway.
Posted: Mon May 08, 2006 7:02 pm
by Biff's R
Mike,
Holt BMW, located about 35 miles from the Bash, has a K1200R sitting there calling your name. Here is a pic.
http://www.holtbmw.com/bikes.html#used
Posted: Tue May 09, 2006 9:32 am
by yukon42
That's some real pretty paint!
Posted: Wed May 10, 2006 9:17 pm
by Biff's R
Kent at Holt did the paint work for the 2 bikes that the MOA had a door prizes at last year's Rally. He does great work.
K-R Kaput
Posted: Tue May 16, 2006 7:52 pm
by MikeCam
Totaled. Settled. Checks in the mail.
Tomorrow visit Morton's to recover my aftermarket accessories that are re-usable. Maybe talk to Steve about rolling over a new one if USAA and BMWFS get the paper in order.
As of tonight, I am whole on all invested and current losses.
Maybe I should fold'em now. I'll sleep on it.
Posted: Wed May 17, 2006 4:34 am
by riceburner
Glad you got it sorted Mike
Ours is still being argued for the value (although I think we're just going to have to accept it - Mitzi's back is getting too bad by all the cage driving).
I hate insurance companys.
Business
Posted: Wed May 17, 2006 1:12 pm
by MikeCam
RB,
Don't know the comparison from there to here, but it is a closely run business: manufacturers, finance companies, banks, government (Federal and State), and insurers (and re-insurers, etc). They do hundreds/thousands a day and I am a one timer.
Don't know the depth and breadth of their decision cycle nor how to influence the outcome favorably. I got lucky this time.
Best of luck to you.
Cam
